A Credit Union is a financial co-operative that is owned and controlled by its members. Credit Unions offer a variety of financial services; providing a safe and convenient place to save your money, accessible loans at a very reasonable rate of interest and a variety of other financial services. As such, Credit Unions have the potential to offer a much more accessible, efficient and cost-effective financial service than either banks or other financial institutions.

Joining the Credit Union is a good decision, to help you budget and save your money.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis. Membership is open to anyone who resides or works in Lanarkshire.   The name WHEB originates from the original location of Whitehill, Hillhouse, Earnock or Burnbank. 

Joining couldn't be easier, just follow these simple steps:

  1. Pop into our office and complete the membership application form.
  2. You will be required to prove your identity and current address. The following are acceptable as proof of:


  • Current signed passport
  • Resident permit issued to EU nationals by the Home Office
  • Current UK/EU Photo driving license or full UK driving license
  • State pension/benefit book or notification letter from DWP
  • Inland Revenue Tax notification


  • Current local authority tax bill
  • Rent card or tenancy agreement
  • Most Recent Bank/Building Soc statement (dated within the last one months)
  • Recent gas/water/electricity bill (dated within the last three months)
  • Current EU/UK photo driving license or full UK driving license
  • State pension/benefit book or notification letter
  • Inland Revenue tax notification

You will have a brief chat with a member of our staff and will be issued with a welcome pack and details of all services available, including taking your photograph for your membership card.  You then pay your initial deposit of at least £7 (this is made up of £4 joining fee and £3 to start your savings.